This User Content and Intellectual Property Policy (“Policy”) governs the rights, responsibilities, and permitted usage of content posted by users on the Naija Commerce website and mobile applications (collectively, the “Platform”) owned and operated by Phostine Ecommerce Limited. By posting, uploading, or transmitting content on our Platform, you agree to comply with this Policy. If you do not agree, you must discontinue using the Platform immediately.

1. Ownership and Rights of Content

1.1 All text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork, and computer code (collectively, “Content”) contained on the Platform is owned, controlled, or licensed by Phostine Ecommerce Limited and is protected by intellectual property laws, including trade dress, copyright, patent, and trademark laws, as well as other applicable regulations.

1.2 You acknowledge that Phostine Ecommerce Limited and/or its licensors retain all proprietary rights in and to the Content, and you agree not to infringe on these rights or use the Content for any purpose other than as expressly permitted in this Policy.

2. Permitted Use of Content

2.1 Except as expressly provided in this Policy or with prior written consent from Phostine Ecommerce Limited, no part of the Platform and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, or distributed in any way to any other computer, server, website, or other medium for publication or distribution for any commercial purpose.

2.2 You may use information about Phostine Ecommerce Limited’s products and services purposely made available by us for downloading from the Platform, provided that you:

• Do not remove any proprietary notice language in all copies of such documents.
• Use such information solely for your personal, non-commercial informational purpose.
• Do not copy or post such information on any networked computer or broadcast it in any media.
• Make no modifications to any such information.
• Do not make any additional representations or warranties relating to such documents.

3. User-Generated Content

3.1 Definition of User-Generated Content: User-generated content includes, but is not limited to, notes, messages, emails, billboard postings, photos, drawings, profiles, opinions, ideas, images, videos, audio files, or other materials or information that you post or transmit to the Platform (collectively, “User Content”).

3.2 Grant of Rights: By submitting User Content on the Platform, you grant Phostine Ecommerce Limited a worldwide, perpetual, irrevocable, non-exclusive, transferable, royalty-free license to use, copy, modify, adapt, display, distribute, publish, and create derivative works of the User Content in any media formats and channels, whether now known or hereafter devised. This license includes, but is not limited to, using your User Content for promotional, advertising, and other commercial purposes.

3.3 User Responsibility: You represent and warrant that you have all necessary rights to grant the license to Phostine Ecommerce Limited as outlined in this Policy, and that your User Content does not infringe on any third-party rights or violate any applicable laws or regulations.

3.4 No Compensation: You agree that Phostine Ecommerce Limited is not required to provide you with any payment, compensation, or other remuneration for the use of your User Content, regardless of how it is used.

4. Prohibited Content

4.1 Users shall not post, upload, or transmit any content that:

• Belongs to another person and to which you do not have any rights.
• Contains defamatory, libelous, obscene, or offensive material.
• Promotes hatred, violence, discrimination, or harassment against any individual or group.
• Contains sexually explicit or pornographic material.
• Encourages or promotes illegal activities, including money laundering, fraud, or any form of criminal activity.
• Infringes on the intellectual property rights of any third party.
• Violates the privacy or publicity rights of any third party.
• Contains software viruses, Trojan horses, worms, or any other harmful code.

4.2 Phostine Ecommerce Limited reserves the right to review, monitor, remove, or modify any User Content at its sole discretion if it violates this Policy or is deemed inappropriate for the Platform.

5. Reporting Violations

5.1 If you believe that any User Content on the Platform violates this Policy or any applicable laws, please report the violation to support@phostine.com.

5.2 Phostine Ecommerce Limited will investigate all reported violations and take appropriate action, including removing the offending content and, if necessary, suspending or terminating the account of the responsible user.

6. Third-Party Content and External Links

6.1 The Platform may contain links to third-party websites or services that are not owned or controlled by Phostine Ecommerce Limited. We are not responsible for the content, privacy policies, or practices of these third-party websites or services.

6.2 Any third-party content that you encounter or engage with through the Platform is at your own risk, and you agree that Phostine Ecommerce Limited shall not be liable for any damages or losses resulting from your interaction with such third-party content.

7. Compliance with Laws and Regulations

7.1 All Content and User Content on the Platform must comply with applicable laws and regulations, including but not limited to the Nigeria Data Protection Regulation (NDPR) and the guidelines set forth by the Nigeria Data Protection Commission (NDPC).

7.2 Phostine Ecommerce Limited reserves the right to cooperate fully with law enforcement authorities, regulators, or court orders requesting or directing us to disclose the identity or content of any user suspected of violating the law.

8. Consequences of Violating this Policy

8.1 Violation of this Policy may result in the suspension or termination of your account and access to the Platform, as well as legal action, if necessary.

8.2 Phostine Ecommerce Limited reserves the right to seek damages or other legal remedies against any user who violates this Policy.

9. Amendments to this Policy

9.1 Phostine Ecommerce Limited reserves the right to amend, modify, or update this Policy at any time without prior notice. Any changes will be effective immediately upon posting on the Platform.

9.2 We encourage users to review this Policy periodically to ensure compliance.

10. Contact Information

For questions or concerns regarding this Policy or to report a violation, please contact us at:

Phostine Ecommerce Limited
Email: support@naijacommerce.com
Phone: +2348069041019, +2347016164140